Global money app.

José, a Mexican-born independent construction contractor in Houston, gets paid bi-weekly into his Rizon USD account via IBAN details. Every two weeks he sends part of his earnings to his mom in Guadalajara from inside the app. The transfer lands in seconds, with no surprise markups. His mom also uses Rizon: she taps her Visa card in local stores for groceries and can withdraw cash at ATMs when needed. What used to be a weekend trip to a remittance counter is now a two-minute routine.

Sofia runs a YouTube channel and a few brand partnerships from Warsaw. Platform payouts and sponsor fees arrive in USD to her Rizon account without getting flagged by her old bank. She covers subscriptions and ad spend with the Rizon Visa card, pays her editor, and withdraws cash when necessary. When deadlines hit, she isn’t chasing a teller, her payout is already in, and the card just works.

Aisha, a product designer in Nairobi, works with clients in the US and UK. They pay her in USD straight to her Rizon account using the provided account details. She keeps most of her balance in dollars to avoid local currency swings, then spends with the Rizon Visa card on software, co-working, and groceries. When she needs cash, she withdraws at an ATM-no new bank accounts, no payment holds.

Marco rotates between Bali, Lisbon, and Tbilisi every few months. He relies on one USD balance in Rizon and a card that’s accepted pretty much everywhere. ATMs work, contactless works, online bookings work-without the usual foreign-transaction surprises. He tops up once, then just spends as he moves, using the same card and app regardless of the country he’s in.